For 2025, the FHA loan limits in Delaware, within Delaware county, OH, are set at $488,750 for single-family homes, $625,700 for properties with two units, $756,300 for three-unit residences, and $939,900 for four-unit buildings.
The maximum conventional loan amount is $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today’s best FHA rates and determine the needed downpayment, income, credit evaluation, reserves, and documents for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering loan program data from thousands of lenders, Lendersa® rapidly aligns it with your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Delaware, Delaware county, OH, shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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