In 2026, the FHA loan limits set in Westerville, Franklin county, OH, are $488,750 for single-family homes, $625,700 for two-unit properties, $756,300 for three-unit homes, and $939,900 for four-unit buildings.
The maximum amount for conventional loans on a single-family residence is $726,200. For two units, the limit is $929,850, for three units, it's $1,123,900, and for properties with four units, it is $1,396,800.
Leverage our FHA calculator to view current FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator enables you to compare the rates and terms of FHA loans with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® obtains comprehensive loan program data from thousands of lenders and matches it quickly to your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Westerville, Franklin county, OH provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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