For the year 2026, the FHA loan limits in Worthington county, located in Franklin, OH, are as follows: $488,750 for a single-family dwelling, $625,700 for homes with two units, $756,300 for three-unit residences, and $939,900 for properties with four units.
When considering conventional loans, the maximum amount for a single-family house is $726,200, while for two-unit properties it is $929,850, for three-unit homes it reaches $1,123,900, and for four-unit structures it is $1,396,800.
Our FHA calculator is a useful tool to check the best FHA interest rates for today and to assess the necessary downpayment, income, credit status, reserves, and documentation needed for qualification.
The Lendersa® calculator is designed to allow you to compare FHA terms and rates alongside those from other loan programs. Delve into and assess different options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all in comparison to FHA deals.
Lendersa® gathers loan program details from a multitude of lenders and swiftly evaluates them in relation to your distinctive financial profile and needs.
A Loan Limits Comparison Table for 2026 is available for Worthington county, which is part of Franklin, OH. This table enables comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. To analyze qualification criteria like income requirements, financial reserves, and credit conditions, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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