For the year 2026, the FHA loan limits in Delphos, which is part of Allen county, OH, are set at $472,030 for a single-family home. The limits extend to $604,400 for duplexes, $730,525 for triplexes, and $907,900 for quadriplexes.
Concerning conventional loans, the highest allowable amount is $726,200 for a single-family residence, moving up to $929,850 for homes with two units, $1,123,900 for three-unit homes, and $1,396,800 for those with four units.
Our FHA calculator is designed to help you access the best available FHA rates today, assisting you in figuring out the required down payment, income verification, credit evaluation, and reserves, along with the documentation necessary for qualification.
The Lendersa® calculator offers a robust platform for comparing FHA rates and terms alongside those of various other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Delve deeply into the features and benefits of each offering.
Through Lendersa®, extensive loan program data is procured from a multitude of lenders, enabling rapid matching against your unique financial profile and criteria.
The Loan Limits Comparison Table for 2026, applicable to Allen county in Delphos, OH, allows for an examination of maximum loan amounts among diverse loans such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for insight into the requirements such as income, reserves, and credit standards necessary for qualification.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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