For 2026, the FHA loan limits in Ottawa county, Putnam, OH, are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit properties, and $907,900 for four-unit properties.
Conventional loans have maximum amounts of $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit homes.
Use our FHA calculator to access today’s FHA best rates and determine the required down payment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator lets you evaluate FHA rates and terms compared to all other loan programs. Examine options that include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan program data from thousands of lenders and promptly compares it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ottawa, within Putnam, OH, allows for a comprehensive comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, utilize Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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