In 2025, the FHA loan limits for Four-Bridges county, which is part of Butler, OH, are as follows: $356,362 is designated for single-family residences, $456,275 applies to 2-unit properties, $551,500 is for 3-unit homes, and $685,400 covers those with 4 units.
The upper limit for conventional loans on a single-family home is $548,250. For properties with two units, the cap is $702,000, whereas 3-units rise to $848,500, and 4-units reach $1,054,500.
Utilize our FHA calculator to determine today’s premier FHA rates and calculate the necessary downpayments, income requirements, credit scores, reserves, and required documents needed for qualification. This tool enables you to discern the most advantageous financial options available given your specific needs.
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The Lendersa® calculator offers a comprehensive tool that compares FHA rates and terms with those of various other loan programs. Dive into a detailed exploration and comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and even hard money loans, evaluating how each measures up against FHA options. This comprehensive assessment aids in making well-informed financial decisions.
Lendersa® aggregates and processes vast amounts of data from a plethora of lenders, allowing for rapid comparisons tailored to your unique financial profile and requirements, all accomplished in mere seconds.
The Loan Limits Comparison Table for 2025 in Four-Bridges county, located within Butler, OH, provides an extensive overview of maximum loan amounts across a wide spectrum of loan types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough comparison of qualification standards such as income, reserves, and credit scores, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) serves as an invaluable resource in delineating all pertinent criteria required for obtaining different types of loans.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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