In 2026, the FHA loan limit in the Middletown county of Butler, OH, is as follows: $472,030 for a single-family home, $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
The highest loan amount available through conventional loans for a single-family residence is $726,200. For homes with two units, the limit is $929,850, for three units it is $1,123,900, and for four-unit properties, the ceiling is $1,396,800.
Our FHA calculator assists in viewing today’s FHA best rates and determining the needed downpayment, income assessment, credit evaluation, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By efficiently gathering data from thousands of lenders, Lendersa® matches it to your unique financial profile and needs in seconds.
Our Loan Limits Comparison Table for 2026 in Middletown, Butler county, OH, provides a comprehensive look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements, including income, reserves, and credit assessments.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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