For the year 2025, in the county of Franklin, located in Gahanna, OH, the FHA loan limits are stipulated as follows: a single-family home has a cap of $488,750. If you're looking at 2-unit properties, the limit is set at $625,700; for 3-unit buildings, it reaches $756,300, and for those containing 4 units, the highest allowed loan is $939,900.
Conversely, for conventional loan limits, the maximum for a single-family residence is specified as $726,200. For properties comprising two units, it's $929,850; for three-unit dwellings, $1,123,900 applies, and lastly, for four-unit structures, it is limited to $1,396,800.
Our FHA calculator is available for determining today’s leading FHA rates and computing the necessary downpayment, income, credit score, financial reserves, and documentation required for successful qualification.
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The Lendersa® calculator offers significant aid in contrasting the rates and terms of FHA loans with those of other financing programs. Engage in comparisons of Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans alongside FHA financing.
By sourcing loan program information from thousands of lenders, Lendersa® can quickly align options against your distinctive financial situation and specific needs within seconds.
Here’s the Loan Limits Comparison Table for 2025 for Gahanna, set in the county of Franklin, OH. This tool effectively juxtaposes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To further assess qualification requirements concerning aspects such as income, financial reserves, and credit score, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $488,750 | $625,700 | $756,300 | $939,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $351,400 | $351,400 | $351,400 | $351,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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