In 2026, within Portage county in Garrettsville, OH, the FHA loan limits are defined as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit buildings.
The upper limit for conventional loans on a single-family house stands at $726,200, with two-unit structures at $929,850, three-unit properties at $1,123,900, and four-unit dwellings at $1,396,800.
To explore the most competitive FHA loan rates available today and calculate your needed down payment, income, credit status, reserves, and required documents, use our FHA calculator.
The Lendersa® calculator provides a comprehensive comparison of FHA rates and terms alongside other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive data from numerous lenders, rapidly assessing it against your individual financial profile and requirements.
For 2026 in Garrettsville, contained within Portage, OH, consult the Loan Limits Comparison Table for a side-by-side analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. To thoroughly compare qualification criteria like income, reserves, and credit prerequisites, consider using Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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