In 2026, the FHA loan limit for Middlefield county in Geauga, OH, is set at $472,030 for a single-family home. This limit extends to $604,400 for two-unit properties, $730,525 for three-unit structures, and $907,900 for four-unit properties.
The ceiling on conventional loan amounts for a single-family residence is $726,200, while it reaches $929,850 for two-unit dwellings, $1,123,900 for three-unit dwellings, and $1,396,800 for four-unit complexes.
Utilize our FHA calculator to identify today’s best FHA rates and ascertain the necessary down payment, income qualifications, credit requirements, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against those of other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates comprehensive loan data from thousands of lenders and quickly matches it with your unique financial profile and needs.
For 2026, consult the Loan Limits Comparison Table for Middlefield county in Geauga, OH, to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Engage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly assess qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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