In the year 2026, the FHA loan limit for Hicksville county in Defiance, OH, stands at $472,030 for a single-family home. For a 2-unit property, the limit is $604,400, for 3-units it's $730,525, and for 4-units, it rises to $907,900.
For conventional loans, the maximum borrowing amount for a single-family residence is $726,200. The limit increases to $929,850 for 2-unit homes, $1,123,900 for 3-units, and reaches $1,396,800 for 4-unit dwellings.
Utilize our FHA calculator to discover today's top FHA rates, and determine the necessary down payment, income levels, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator facilitates comparison of FHA terms with those of other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, evaluating them alongside FHA options.
Lendersa® aggregates data from thousands of lenders, swiftly comparing it against your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Hicksville, within Defiance county, OH, enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To analyze qualification needs like income, reserves, and credit, apply the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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