2026 FHA loan limit in Paulding, Paulding county OH

In 2026, the FHA loan limit within Paulding county of Paulding, OH is set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum allowable amount on a single-family residence is $726,200, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to find today’s best FHA rates and assess the necessary downpayment, income, credit, reserves, and documentation to qualify.

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The Lendersa® calculator allows you to contrast FHA rates and terms with those of other loan programs. Look into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® sources data from thousands of lenders, rapidly comparing it against your financial needs and profile.

The Loan Limits Comparison Table for 2026 in Paulding, part of Paulding county, OH, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess requirements like income, reserves, and credit.

	SFR	2 Units	3 Units	4 Units
FHA	$472,030	$604,400	$730,525	$907,900
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$726,200	$929,850	$1,123,900	$1,396,800
USDA	$336,500	$336,500	$336,500	$336,500
VA	$726,200	$929,850	$1,123,900	$1,396,800
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

Paulding FHA Lenders
(419) 783-8950 Lender's profile and map The State Bank and Trust Company 401 Clinton Street, Defiance, OH, 43512 Lends in Ohio State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions. Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
(419) 783-6500 Lender's profile and map Midwest Community Federal Credit Union 8770 State Route 66, Defiance, OH, 43512 Lends in Ohio Midwest Community Federal Credit Union is a member owned and controlled financial cooperative whose members share in the profits and benefits of the organization. We are the power of 14, 000 consumers in Northwest Ohio working together to achieve their financial goals and dreams. Our credit union exists for the purpose of building lifelong trusted.
(800) 837-8111 Lender's profile and map The Union Bank Co. 105 Progressive Drive, Columbus Grove, OH, 45830 Lends in Ohio The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
(419) 879-4855 Lender's profile and map Superior Financial Solutions 4230 Elida Rd, Lima, OH, 45807 Lends in Ohio Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
(877) 717-2271 Lender's profile and map Superior Credit Union 4230 Elida Rd, Lima, OH, 45807 Lends in Ohio Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
(419) 224-2941 Lender's profile and map TopMark Federal Credit Union 609 E. Main Street, Lima, OH, 45806 Lends in Ohio TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
(419) 427-5626 Lender's profile and map The American Loan Mortgage Corp 600 Tiffin Avenue, Findlay, OH, 45840 Lends in Ohio The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans
(419) 422-5626 Lender's profile and map Millstream Area Credit Union 1650 Fostoria Ave, Findlay, OH, 45840 Lends in Ohio Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.
Also lends in Ohio
(260) 471-8336 Lender's profile and map Partners 1st Credit Union 1330 Directors Row, Fort Wayne, IN, 46808 Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
(260) 999-6200 Lender's profile and map Ruoff Mortgage 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804 We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.