In 2026, the FHA loan limit for Vermilion county of Erie, OH is set at $356,362 for a single-family home, $456,275 for two-unit homes, $551,500 for three units, and $685,400 for four units.
The maximum conventional loan for a single-family residence is $548,250, with $702,000 for two-unit homes, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to access today’s best FHA rates and figure out the needed downpayment, income, credit, reserves, and documents to qualify.
Using the Lendersa® calculator, compare FHA rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data rapidly from thousands of lenders, aligning it with your specific financial profile.
Check the Loan Limits Comparison Table for 2026 in Vermilion county, Erie, OH to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money maximum loan amounts. Use the Lendersa® SLIQ™ to examine qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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