For the year 2025, the FHA loan limits in Kenwood, within Hamilton county, OH, are set as follows: $472,030 for a single-family home, increasing to $604,400 for two-unit residences, $730,525 for three-unit buildings, and reaching $907,900 for four-unit properties.
The cap on conventional loan amounts is $726,200 for single-family homes, rising to $929,850 for two-unit homes, $1,123,900 for residences with three units, and $1,396,800 for properties with four units.
Our FHA calculator can be used to access the best FHA rates currently available and will assist in evaluating the necessary down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with other available loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Assess and compare these options along with FHA rates.
With Lendersa®, loan program data from numerous lenders is quickly evaluated, providing comparisons that align with your specific financial profile and needs.
For the current year, consult the Loan Limits Comparison Table for 2025 in Hamilton county, Kenwood, OH for a detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an analysis of qualification requirements such as income, reserves, and credit rating, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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