In 2026, the FHA loan limits in Martins-Ferry, part of Belmont county, OH, are established as $356,362 for single-family homes, increasing to $456,275 for 2-units, $551,500 for 3-unit residences, and $685,400 for four-unit properties.
For conventional loans, the maximum amounts are $548,250 for single-family homes, $702,000 for two-unit buildings, $848,500 for three-unit setups, and $1,054,500 for properties with four units.
Our FHA calculator can assist you in finding the best FHA rates available today, while helping to determine the down payment, required income, credit qualifications, reserves, and necessary documents for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a thorough exploration of your options.
Lendersa® collects comprehensive data from a multitude of lenders, performing quick comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Martins-Ferry, part of Belmont, OH, helps in evaluating maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For analyzing qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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