In 2026, the FHA loan limits for West-Carrollton county, part of Montgomery, OH, stand at $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for properties with three units, and $685,400 for four-unit residences.
The upper loan amount for conventional loans on a single-family house is $548,250. For two-unit dwellings, it's $702,000, for houses with three units, it is $848,500, and for four-unit homes, the cap is $1,054,500.
Our FHA calculator can help you discover today's most competitive FHA rates and assess the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator provides an efficient way to contrast FHA rates and terms with those from a wide range of other loan programs. Explore and weigh options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive data from thousands of lenders, providing rapid comparisons tailored to your unique financial profile and needs.
Access the Loan Limits Comparison Table for 2026 in West-Carrollton county of Montgomery, OH, which details comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For reviewing qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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