For 2026, the FHA loan limits within Parma, which is part of Cuyahoga county in OH, are as follows: $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for properties with four units.
As for conventional loans, the maximum amount on a single-family residence is $726,200. The limit is $929,850 for two-unit homes, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit properties.
To see today’s best FHA rates, use our FHA calculator, which also helps determine the required downpayment, income level, credit evaluation, reserves, and required documentation for qualification.
With the help of the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other available loan programs. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By collecting data from thousands of lenders, Lendersa® quickly matches loan programs to your unique financial needs and profile.
The Loan Limits Comparison Table for 2026 in Parma county of Cuyahoga, OH, provides a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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