In the year 2025, FHA loan limits in Independence, within Cuyahoga county, OH, stand at $472,030 for a single-family home. For duplexes, the limit is $604,400, increasing to $730,525 for triplexes, and reaching $907,900 for four-unit properties.
The highest loan amounts available for conventional loans are $726,200 for single-family residences, ascending to $929,850 for two-unit properties, $1,123,900 for three-unit residences, and $1,396,800 for properties with four units.
Utilize our FHA calculator to check today's top FHA rates and determine necessary down payments, income requirements, credit status, reserve funds, and documentation needed to qualify.
The Lendersa® calculator allows for the comparison of FHA rates and terms with a range of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from numerous lenders, promptly comparing it against your unique financial profile and requirements.
For 2025 in Independence within Cuyahoga, OH, consult the Loan Limits Comparison Table to scrutinize the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria, including income, reserves, and credit evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
