During 2026, FHA loan limits in Piqua, within Miami County of OH, are outlined as follows: a single-family home limit of $472,030; for two units, it's $604,400; the three-unit boundary stands at $730,525; and for four units, the cap is $907,900.
Regarding conventional loans, the maximum allotment for single-family residences is $726,200. For duplex homes, it’s $929,850; triplex maximums reach $1,123,900; and for four-unit spaces, it's $1,396,800.
Our FHA calculator facilitates access to today’s leading FHA rates. It enables calculation of down payments, income levels, credit standings, reserves, and documents essential for qualification.
The Lendersa® calculator is designed to compare FHA rates and terms with other lending options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring a wide-ranging exploration.
Lendersa® compiles extensive loan data from countless lenders, promptly aligning it with your unique financial needs and profile.
In 2026, the Loan Limits Comparison Table for Piqua, part of Miami, OH, enables in-depth evaluations of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money arrays. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be used to verify qualification requirements, including income, reserves, and credit assessments.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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