As of 2025, the FHA loan limits in Sidney of Shelby, OH, are as follows: $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three units, and $907,900 for four-unit properties.
The maximum amount for conventional loans on a single-family residence is $726,200. For duplexes, it's $929,850, for triplex homes $1,123,900, and for four-unit residences, it's $1,396,800.
Leverage our FHA calculator to view today's top FHA rates and discern the necessary down payment, income verification, credit standards, reserves, and required documents for qualification.
Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling comprehensive exploration and comparison.
Lendersa® gathers extensive loan program data from thousands of lenders, aligning it efficiently with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Sidney, Shelby, OH, provides insightful analysis of maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess criteria like income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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