In the year 2026, the FHA loan limits in the county of Summit, situated within Portage-Lakes, OH, are set as follows: $356,362 for single-family homes, $456,275 for two-unit buildings, $551,500 for properties with three units, and $685,400 for those with four units.
For conventional loans, the highest amounts permitted are $548,250 for single-family homes, increasing to $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for fourplexes.
Our FHA calculator offers an easy way to view current top FHA rates and assess required down payments, income, credit, reserves, and necessary paperwork for qualification.
The Lendersa® tool allows for comprehensive comparisons of FHA rate terms with those of various other loan types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, enabling informed decision-making.
Lendersa® gathers extensive data from thousands of lenders, quickly comparing this information to your specific financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Summit, Portage-Lakes, OH to examine maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further comparison of qualification essentials like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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