For 2026, the FHA loan limits in Riverside, within Montgomery County, OH, are set at $472,030 for a single-family home, $604,400 for dual-unit properties, $730,525 for three-unit residences, and $907,900 for four-unit buildings.
The capped amounts for conventional loans on single-family residences reach $726,200. For two-unit structures, the maximum is $929,850, for three-unit homes it's $1,123,900, and for four-unit configurations, it peaks at $1,396,800.
Utilize our FHA calculator to explore today’s premium FHA rates, determining necessary down payments, income benchmarks, credit standing, reserves, and required documents for qualification.
The Lendersa® calculator provides a framework for comparing FHA rates and terms with those of other loan programs. This includes exploring options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, offering a comprehensive overview.
Lendersa® rapidly compiles detailed loan program data from a diverse array of lenders, efficiently matching it against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Riverside, Montgomery, OH enables side-by-side analyses of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Using the Lendersa® Super Loan Integrated Qualifier (SLIQ™), assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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