2026 FHA Loan Limits for Springfield, Clark County, Ohio

In 2026, the FHA loan limits in Springfield county of Clark, OH are $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.

The maximum conventional loan amounts are $726,200 for single-family residences, $929,850 for two-unit buildings, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to view today's top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from thousands of lenders and rapidly matches it to your particular financial profile and needs.

Our Loan Limits Comparison Table for 2026 in Springfield, Clark county of OH outlines max loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.

Loan limits Springfield county of Clark, OH

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Edge Home Finance Corporation
  • 4510 W 77th St, Suite 380, Edina, MN, 55435
  • Lends in Ohio
  • "At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.

    We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."

  • Northport Funding LLC
  • 424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
  • Lends in Ohio
  • At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.

  • MidCountry Bank
  • 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
  • Lends in Ohio
  • MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.

  • Citizens Federal Savings Bank
  • 5151 S. 4th Street, Leavenworth, KS, 66048
  • Lends in Ohio
  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.

  • Polaris Home Loans, LLC
  • One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
  • Lends in Ohio
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Union National Mortgage Co
  • 204 West St, Tonganoxie, KS, 66086
  • Lends in Ohio
  • Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.

  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Lends in Ohio
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans

  • Atlantic Mortgage & Finance Corporation
  • 94 Main Street, Wakefield, RI, 02879
  • Lends in Ohio
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mutual of Omaha Mortgage
  • 17041 Lakeside Hills Plaza A, Omaha, NE, 68130
  • Lends in Ohio
  • The Mutual of Omaha Insurance Company has been helping customers since 1909. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. And, like our customers, we thrive on relationships and building genuine, enduring connections.

  • Edward Voccola & Co. LLC
  • 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
  • Lends in Ohio
  • Edward Voccola & Co. LLC – Commercial Real Estate Financing
    Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide

    We offer the following kinds of loans;
    * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *

  • Tidor Properties
  • 9957 Moorings Drive, Suite 203, Jacksonville, FL, 32257
  • Lends in Ohio
  • Our team has several years of experience and a desire to become the best in the business. Unlike many of the larger nationwide mortgage companies, all your information will be kept secure and private. Our name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime.