For 2026, the FHA loan cap in Northridge within Clark county, OH, is $472,030 for single-family houses. For two-unit residences the limit is $604,400, for three units it's $730,525, and for four units it is $907,900.
The top loan amount for conventional loans is $726,200 per single-family home, going up to $929,850 for two-unit properties, $1,123,900 for three, and $1,396,800 for four units.
Use our FHA calculator to investigate today’s FHA prime rates and to establish the down payment, income, credit, reserves, and documents that are necessary for qualification.
Our Lendersa® calculator lets you match FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly compares loan offerings from thousands of lenders with your unique financial situation and needs.
For 2026, observe the Loan Limits Comparison Table in Clark county, Northridge, OH, to examine the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to differentiate qualification criteria, such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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