In 2026, FHA loan limits in Urbana county of Champaign, OH are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit residences.
Conventional loans on a single-family home have a maximum of $726,200. For two units, it's $929,850, for three units, $1,123,900, and for four units, $1,396,800.
Use our FHA calculator to see today’s top FHA rates and determine the needed downpayment, income, credit, reserves, and documents to qualify.
Use the Lendersa® calculator to compare FHA rates and terms with other programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® compiles data from thousands of lenders and quickly matches it to your financial needs.
The Loan Limits Comparison Table for 2026 in Urbana county of Champaign, OH lets you compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loan limits. Use Lendersa® SLIQ™ to review qualification aspects such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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