2026 FHA (Government Loans) Limits for Washington-Court-House, Fayette County, Ohio

In 2026, FHA loan limits in Washington-Court-House county of Fayette, OH are $356,362 for a single-family home, increasing to $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

The maximum for conventional loans on a single-family residence is $548,250, with limits of $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to uncover today’s best FHA rates and determine the downpayment, income, credit, reserves, and documents required to qualify.

Compare offers from 100 lenders

Explore loan options in Washington-Court-House, OH

The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® quickly gathers data from thousands of lenders, aligning it with your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Washington-Court-House county of Fayette, OH shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.

Loan limits Washington-Court-House county of Fayette, OH

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Washington-Court-House FHA Lenders

  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Lends in Ohio
  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.

  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Lends in Ohio
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Lends in Ohio
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • Lends in Ohio
  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.

  • The Justus Sharp Team of NFM Lending
  • 4084 Gantz Rd, Grove City, OH, 43123
  • Lends in Ohio
  • Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio

  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • Lends in Ohio
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each

  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Lends in Ohio
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.

  • IH Credit Union
  • 5000 Urbana Road, Springfield, OH, 45502
  • Lends in Ohio
  • The IH Credit Union, Inc. was organized in 1934 as a State Chartered Credit Union and is a non-profit corporation whose purpose is to serve the financial needs of its members, who are also owners. When a person opens a share account, he or she actually purchases a "share" in the cooperative.

  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
  • Lends in Ohio
  • Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.

  • Credit Union of Ohio
  • 5500 Britton Pkwy, Hilliard, OH, 43026
  • Lends in Ohio
  • At Credit Union of Ohio is to improve our members' standards of living and better their lifestyles." That's a unique mission statement for a financial institution. Some strive to be the preferred financial provider for their members or customers. That's nice, but it only addresses success from their side of the equation.