As of 2025, in Willowick, Lake, OH, FHA loan limits are $472,030 for single families, $604,400 for two-units, $730,525 for three-units, and $907,900 for four-units.
Conventional loans have limits of $726,200 for single homes, $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to check current FHA rates and calculate necessary downpayment, income, credit, reserves, and required documents for eligibility.
The Lendersa® calculator allows for comparison of FHA rates against all other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® acquires data from numerous lenders and quickly aligns it with your financial profile.
The Loan Limits Comparison Table for 2025 in Willowick, Lake, OH enables comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loan limits. To assess qualifications regarding income, reserves, and credit, use Lendersa®'s SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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