For the year 2025, the FHA loan ceiling in Upper-Arlington, located in Franklin County, OH, is set at $397,900 for a single-family home. It's $509,350 for duplexes, $615,700 for triplexes, and $765,200 for four-unit dwellings.
Regarding conventional loans, the cap on loan amounts for a single-family property is $548,250. For duplexes, it's $702,000, for triplexes, $848,500, and for four units, it is $1,054,500.
Our FHA tool helps to check today's best FHA rates. It calculates the required down payment and necessary income, credit, reserves, and documents for qualification.
Utilize the Lendersa® calculator to contrast FHA loan rates and terms with a variety of other programs. Investigate and compare FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers loan data from numerous lenders, providing insights based on your unique financial profile and necessities.
In 2025, compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits within Upper-Arlington of Franklin, OH. To assess requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $397,900 | $509,350 | $615,700 | $765,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $318,300 | $318,300 | $318,300 | $318,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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