For the year 2026, the FHA loan limits applicable in Wyoming county, part of Hamilton in OH, are detailed as follows: $472,030 pertains to single-family homes, $604,400 applies to properties with two units, $730,525 is designated for three-unit dwellings, and the limit for buildings with four units is set at $907,900.
Simultaneously, the maximum permissible loan amount for conventional loans when dealing with a single-family residence is $726,200. For duplexes, it stands at $929,850, for triplexes the cap is $1,123,900, and for quadplexes, the highest allowable amount is $1,396,800.
Make use of our FHA calculator to explore today’s most competitive FHA interest rates. This tool will assist you in determining appropriate downpayments, income qualifications, your credit requirements, the necessary reserves, and any documentation you need to prepare for the loan application process.
The Lendersa® calculator serves as an effective tool to cross-examine the rates and terms associated with FHA loans against those offered by other loan programs. Dive into exploring Conventional loans, Jumbo financing options, VA loans, USDA programs, Non-QM loans, and hard money loans alongside FHA offerings.
Lendersa® compiles and accesses extensive loan program data from thousands of different lenders. Within moments, it compares this information against your specific financial profile and requirements, offering a tailored analysis.
Our comprehensive Loan Limits Comparison Table for 2026, specific to Wyoming county in Hamilton, OH, provides detailed insights into the maximum allowable loan amounts across various types of financing, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further examine qualification criteria like income, creditworthiness, and required reserves, consider utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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