In 2025, the FHA loan limit set for Lockland county, part of Hamilton, OH, is $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for 3-unit residences, and $907,900 for 4-units.
Conventional loan caps for a single-family home are $726,200, with limits set at $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Our FHA calculator can assist you to find today's best FHA rates, determining the necessary downpayment, income, credit score, reserves, and documents for the qualification process.
Using the Lendersa® calculator, compare FHA rates and terms against various other lending programs. Assess and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® efficiently collects data from a wide range of lenders, evaluating it against your specific financial needs and profile in a short timeframe.
The Loan Limits Comparison Table for 2025 in Lockland, under Hamilton county, OH, allows for a comprehensive comparison of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
