2026 FHA Loan Limits for Lincoln-Heights, Hamilton County, Ohio

In 2026, the FHA loan limit in Lincoln-Heights county, part of Hamilton, OH, is $356,362 for a single-family home. For 2-units, it is $456,275, for 3-units, $551,500, and for 4-units, $685,400.

The maximum conventional loan amount for single-family residences is $548,250. For 2-units, the limit is $702,000, for 3-units it's $848,500, and for 4-units, $1,054,500.

Use our FHA calculator to check today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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Evaluate your loan options in Lincoln-Heights, OH

The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore and contrast options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

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Use the Loan Limits Comparison Table for 2026 in Lincoln-Heights, within Hamilton county, OH, to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. For comparing qualification criteria like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lincoln-Heights county of Hamilton, OH

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Lincoln-Heights FHA Lenders

  • Humbert Mortgage Inc
  • 1250 Springfield Pike, Cincinnati, OH, 45215
  • Lends in Ohio
  • Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.

  • Front Row Mortgage LLC
  • 375 Glen Springs, Suite 150, Springdale, OH, 45246
  • Lends in Ohio
  • Front Row we take the initiative to go above and beyond for our clients while offering services second to none. With flexible opportunities that include our E-Finance Process; a completely online lending experience; to our dedication to assisting you in every step of the lending process.

  • Sibcy Cline Mortgage Services
  • 8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236
  • Lends in Ohio
  • Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.

  • C4 Residential LLC
  • 6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
  • Lends in Ohio
  • C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.

  • McKinley Mortgage
  • 4520 Cooper Road, Suite 301, Cincinnati, OH, 45242
  • Lends in Ohio
  • McKinley Mortgage was founded in 1997 as the vision of its owner Paul V. Luck III. The company is named after the late President McKinley.
    We are here to help our goal at McKinley Mortgage is to try and put you in a better financial position than you are now. After the loan process McKinley Mortgage has been servicing Ohio and Kentucky since 1997

  • River City Mortgage
  • 4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242
  • Lends in Ohio
  • River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.

  • Mid-American Financial Group, Inc
  • 110 Boggs Lane, Suite 260, Cincinnati, OH, 45243
  • Lends in Ohio
  • Mid-American Financial, we have passion for what we do—helping other people’s dreams come true. Our business is about developing and securing relationships, not just loans. Trusted relationships— forged by a unique consultative, educational approach that enables our clients to make confident, truly informed decisions.

  • Maxelle Mortgage
  • 7019 Miami Avenue, Madeira, OH, 45243
  • Lends in Ohio
  • We offer fanatically personalized service, delivering the perfect loan for you and your family Maxelle Mortgage loan specialists can help guide you through the loan process. We can help you get you pre-qualified for free before you even find your new home and we can match you with a trusted real estate agent through our partner networks.

  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Lends in Ohio
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
    But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.

  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Lends in Ohio
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.