For 2026, the FHA loan limits in Ada county, Pontotoc, OK, are set at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit dwellings.
The maximum loan amount for conventional loans on a single-family residence is $726,200, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit structures.
Use our FHA calculator to find today’s top FHA rates and determine the requisite downpayment, income level, credit score, reserves, and documentation required for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan data from numerous lenders, matching it quickly to your financial profile and needs.
For 2026, use the Loan Limits Comparison Table in Ada county of Pontotoc, OK, to examine maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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