In 2025, the FHA loan limits set for Pauls-Valley in Garvin county, OK, are $356,362 for a single-family home. The limits for 2-unit buildings are $456,275, for 3-unit dwellings, $551,500, and for 4-unit properties, $685,400.
With conventional loans, the cap is $548,250 for single-family residences. For homes with 2 units, it is $702,000, for those with 3 units, it extends to $848,500, and for 4-unit homes, the ceiling is $1,054,500.
Use our FHA calculator to uncover today’s top FHA rates and find out the necessary downpayment, income, credit score, reserves, and documents for qualification.
Through the Lendersa® calculator, you can effectively compare FHA rates and terms with a variety of other loan programs. Explore comparisons with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently compiles loan data from a vast array of lenders to perform quick assessments against your unique financial profile and requirements.
For 2025, the Loan Limits Comparison Table in Pauls-Valley, Garvin, OK, provides an examination of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. When comparing criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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