2026 FHA Loan Limits for Blackwell, Kay County, Oklahoma

For 2026, the FHA loan limits in Blackwell county, Kay, OK are established as $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-units, and $907,900 for four-unit properties.

Conventional loan maximums for a single-family residence are $726,200; for two-unit homes, they're $929,850; for three units, $1,123,900; and for four units, $1,396,800.

Use our FHA calculator to see today’s top FHA rates along with the required downpayment, income, credit score, reserves, and necessary documentation for qualification.

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Examine Loan Options in Blackwell, OK

The Lendersa® calculator allows you to compare FHA rates and terms with various other loan programs. Discover options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles data from thousands of lenders to quickly assess against your unique financial situation and needs.

For 2026, consult the Loan Limits Comparison Table in Blackwell county, Kay, OK, to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements like income, reserves, and credit.

Loan limits Blackwell county of Kay, OK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Welch State Bank
  • 396 S Commercial St, Welch, OK, 74369
  • Lends in Oklahoma
  • We are a local bank, with local people, that make local decisions. At Welch State Bank, we have the Lending experts to help with your financing needs and we offer a variety of consumer loans, including Home Purchase, Home Improvement, Construction, Auto, Boat, and other-purpose loans.

  • First Pryority Bank
  • 310 E. Graham, Pryor, OK, 74361
  • Lends in Oklahoma
  • First Pryority Bank was founded in Pryor, Oklahoma on 9/11/1900 as First National Bank of Pryor Creek. In 2002 is expanded into Tulsa by opening a branch in South Tulsa/Bixby and changed its name to First Pryority Bank.

    First Pryority Bank has two locations. South Tulsa and Pryor Oklahoma. They are consistently ranked as the top SBA lender.

  • McClain Bank
  • 131 W. Main St., Purcell, OK, 73080
  • Lends in Oklahoma
  • McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,

  • Armstrong Bank
  • 1111 W Broadway St, Muskogee, OK, 74401
  • Lends in Oklahoma
  • Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations

  • Firstar Bank
  • 200 S. Lee Street, Fort Gibson, OK, 74434
  • Lends in Oklahoma
  • Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services

  • Arbuckle Federal Credit Union
  • 317 S Broadway Avenue, Ada, OK, 74820
  • Lends in Oklahoma
  • In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.

    AFECU purchased the building it currently operates from in January 2011.

  • Grand Savings Bank
  • 1022 South Main Street, Grove, OK, 74344
  • Lends in Oklahoma
  • With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.

  • HOME MORTGAGE RESOURCE, INC.
  • 1409 S. Muskogee Ave, Suite 1, Tahlequah, OK, 74465
  • Lends in Oklahoma
  • HOME MORTGAGE RESOURCE, INC full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • The Bank N.A.
  • PO Box 1067, McAlester, OK, 74502
  • Lends in Oklahoma
  • At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too

  • First Bank & Trust Co.
  • 923 W. Main St, Duncan, OK, 73533
  • Lends in Oklahoma
  • At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.

  • American Nation Bank
  • 1901 North Commerce, Ardmore, OK, 73401
  • Lends in Oklahoma
  • American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.