FHA Loan Limits for Blackwell, Kay County, OK in 2026

For 2026, the FHA loan limits in Blackwell county, Kay, OK are established as $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-units, and $907,900 for four-unit properties.

Conventional loan maximums for a single-family residence are $726,200; for two-unit homes, they're $929,850; for three units, $1,123,900; and for four units, $1,396,800.

Use our FHA calculator to see today’s top FHA rates along with the required downpayment, income, credit score, reserves, and necessary documentation for qualification.

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Examine Loan Options in Blackwell, OK

The Lendersa® calculator allows you to compare FHA rates and terms with various other loan programs. Discover options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles data from thousands of lenders to quickly assess against your unique financial situation and needs.

For 2026, consult the Loan Limits Comparison Table in Blackwell county, Kay, OK, to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements like income, reserves, and credit.

Loan limits Blackwell county of Kay, OK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Blackwell FHA Lenders

  • Exchange Bank and Trust Company
  • 523 Delaware, Perry, OK, 73077
  • Lends in Oklahoma
  • The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.

  • The Security National Bank of Enid
  • 201 W Broadway Ave, Enid, OK, 73701
  • Lends in Oklahoma
  • Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.

  • Oklahoma Community Credit Union
  • 311 E McElroy Road, Stillwater, OK, 74075
  • Lends in Oklahoma
  • Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.

  • Bozarth Home Mortgage
  • 109 S Division St, Guthrie, OK, 73044
  • Lends in Oklahoma
  • Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.

  • Security Financial Mortgage
  • 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
  • Lends in Oklahoma
  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.

  • Green Country FCU
  • 202 East Morrow Road, Sand Springs, OK, 74063
  • Lends in Oklahoma
  • Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma

  • Prosperity Mortgage
  • 900 Heavenfield Dr, Edmond, OK, 73034
  • Lends in Oklahoma
  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.

  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • Lends in Oklahoma
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

Also lends in Oklahoma

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ

  • JR Mortgage Group Inc
  • 12007 East 13th Street North, Wichita, KS, 67206
  • JR Mortgage Group Inc are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.