In 2026, the FHA loan limits for Enid county, situated in Garfield, OK, are set at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
Conventional loans have maximum amounts of $726,200 for a single-family home, rising to $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and $1,396,800 for four units.
Utilize our FHA calculator to find today’s top rates. It also helps determine the down payment, income requirements, credit, and other eligibility documents needed.
The Lendersa® calculator lets you compare FHA terms with other loans. Explore Conventional, Jumbo, Va, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® quickly compares loan data from thousands of lenders with your financial profile.
The Loan Limits Comparison Table for 2026 in Enid county, Garfield, OK covers FHA, Conventional, USDA, VA, Non-QM, and more. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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