For 2026, the FHA loan limits in Tonkawa county, part of Kay, OK, are set at $472,030 for a single-family home, $604,400 for a duplex, $730,525 for triplexes, and $907,900 for quadruplexes.
Regarding conventional loans, the upper limit for a single-family residence is $726,200, increasing to $929,850 for 2-unit properties, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to check today's top FHA rates, as well as information on downpayment, income, credit requirements, reserves, and the necessary documents for qualification.
The Lendersa® calculator is designed to let you compare FHA rates and terms with those of other loan types. Delve into comparisons between Conventional, Jumbo, VA, USDA, Non-QM, and even hard money loans alongside FHA.
By sourcing loan information from thousands of lenders, Lendersa® matches it swiftly to your personalized financial situation and requirements.
Check out the Loan Limits Comparison Table for 2026 in Tonkawa county of Kay, OK, which outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To view qualification standards including income, credit, and reserves, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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