2026 FHA Loan Limits for Del-City, Oklahoma County, Oklahoma

For 2026, in Del-City county within Oklahoma, OK, the FHA loan limits are specified as follows: $356,362 for a single-family home, $456,275 for a property with two units, $551,500 for three-unit residences, and $685,400 for four units.

The cap for conventional loans on a single-family residence is set at $548,250, rising to $702,000 for properties with two units, $848,500 for triplex homes, and reaching $1,054,500 for four-unit buildings.

To see the top FHA rates available today, use our FHA calculator. You'll also find guidance on required downpayment, income criteria, credit evaluations, reserve needs, and necessary documents to qualify.

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Examine Your Loan Options in Del-City, OK

With the Lendersa® calculator, you can compare the interest rates and terms of FHA loans with other financial products. Look into possibilities such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® gathers comprehensive loan program data from thousands of sources, offering quick comparisons against your personal financial circumstances and requirements.

In 2026, the Loan Limits Comparison Table for Del-City county, Oklahoma, OK, offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate income, reserves, and credit requirements.

Loan limits Del-City county of Oklahoma, OK

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Del-City FHA Lenders

  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Lends in Oklahoma
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.

  • Progressive Financial Services Corp
  • 424 NE 2nd Street, Oklahoma City, OK, 73104
  • Lends in Oklahoma
  • The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.

  • BlackRock Mortgage Company LLC
  • 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
  • Lends in Oklahoma
  • BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.

  • Credit Union One of Oklahoma
  • 3330 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a

  • Oklahoma Employees Credit Union
  • 3001 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change

  • Local Lending Oklahoma
  • 28 NE 28th Street, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • At Local Lending Oklahoma, we are committed to quality customer service - putting the great people of Oklahoma we serve first. Our mission is to set a high standard in the mortgage industry. We have a goal to carefully guide each client through the home loan process so they can confidently select the best loan from the many mortgage options.

  • Chickasaw Community Bank
  • 909 South Meridian, Oklahoma City, OK, 73108
  • Lends in Oklahoma
  • Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.

  • Max Mortgage
  • 1101 Sovereign Row, Oklahoma City, OK, 73108
  • Lends in Oklahoma
  • The Max Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • First Fidelity Financial Group
  • 5100 N. Classen Blvd, Suite 500, Oklahoma City, OK, 73118
  • Lends in Oklahoma
  • First Fidelity Bank takes pride in its legacy as a community Bank. Since 1920, we’ve been serving clients with the high level of individual care that community Banks are known for, while using the same sophisticated technology as large national Banks. An award-winning financial institution, First Fidelity Bank’s commitment to our clients

  • Champion Home Loans LLC
  • 4335 N Classen, Suite 101, Oklahoma City, OK, 73118
  • Lends in Oklahoma
  • We are a local mortgage brokerage dedicated to finding the best product for our clients while providing a great experience.Our platform allows us to give our clients great rates while on average being $1, 500 cheaper in lender fees than our competitors. We have a loan program for just about every situation.