2026 FHA (Government Loans) Limits for Choctaw, Oklahoma County, Oklahoma

In 2026, the FHA loan limits in Choctaw county of Oklahoma, OK, are set at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for four-unit buildings.

The maximum amounts for conventional loans on single-family residences are $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit dwellings.

Use our FHA calculator to discover today's leading FHA rates, determining the necessary downpayment, income, credit, reserves, and required documentation for loan qualification.

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With the Lendersa® calculator, you can compare the rates and terms of FHA loans with those from other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2026 in Choctaw county of Oklahoma, OK, offers side-by-side comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements such as income, reserves, and credit.

Loan limits Choctaw county of Oklahoma, OK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Choctaw FHA Lenders

  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Lends in Oklahoma
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.

  • Progressive Financial Services Corp
  • 424 NE 2nd Street, Oklahoma City, OK, 73104
  • Lends in Oklahoma
  • The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.

  • BlackRock Mortgage Company LLC
  • 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
  • Lends in Oklahoma
  • BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.

  • Credit Union One of Oklahoma
  • 3330 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a

  • Oklahoma Employees Credit Union
  • 3001 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change

  • Local Lending Oklahoma
  • 28 NE 28th Street, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • At Local Lending Oklahoma, we are committed to quality customer service - putting the great people of Oklahoma we serve first. Our mission is to set a high standard in the mortgage industry. We have a goal to carefully guide each client through the home loan process so they can confidently select the best loan from the many mortgage options.

  • Citywide Mortgage
  • 9400 S I 35 Service Road, Oklahoma City, OK, 73160
  • Lends in Oklahoma
  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart

  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lends in Oklahoma
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process

  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • Lends in Oklahoma
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.

  • First Fidelity Financial Group
  • 5100 N. Classen Blvd, Suite 500, Oklahoma City, OK, 73118
  • Lends in Oklahoma
  • First Fidelity Bank takes pride in its legacy as a community Bank. Since 1920, we’ve been serving clients with the high level of individual care that community Banks are known for, while using the same sophisticated technology as large national Banks. An award-winning financial institution, First Fidelity Bank’s commitment to our clients