2026 FHA Loan Limits for Kingfisher, Kingfisher County, Oklahoma

In 2026, the FHA loan limits for Kingfisher county of Kingfisher, OK, are defined as follows: $472,030 for a single-family home, $604,400 for two-unit setups, $730,525 for three-unit buildings, and $907,900 for four-unit properties.

Conventional loans allow a maximum amount of $726,200 for a single-family residence. For duplexes, the limit extends to $929,850; for triplexes, it's $1,123,900; and for four-unit homes, the cap is $1,396,800.

Utilize our FHA calculator to check today's top FHA rates and ascertain the needed downpayment, income, credit score, reserves, and documents required for qualification.

Browse loan offers from 100 different lenders

Explore Loan Alternatives in Kingfisher, OK

The Lendersa® calculator facilitates the comparison of FHA rates and terms with a variety of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® brings together loan data from thousands of lenders, providing rapid comparisons tailored to your unique financial situation and needs.

Use the Loan Limits Comparison Table for 2026 in Kingfisher, within Kingfisher, OK, to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification requirements—such as income, reserves, and credit—use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Kingfisher county of Kingfisher, OK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Kingfisher FHA Lenders

  • Hunt Mortgage Services
  • 9235 Dickerson Rd NE, Piedmont, OK, 73078
  • Lends in Oklahoma
  • Hunt Mortgage Services places great importance on operating with integrity. All clients are treated fairly and in an ethical manner. Hunt Mortgage Services pride themselves on being knowledgeable about the products they offer. Our vast experience is most notable with the Bank Statement, FHA 203k (rehab) and Section 184 Indian Home Loan products.

  • Security Financial Mortgage
  • 833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
  • Lends in Oklahoma
  • Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.

  • Bozarth Home Mortgage
  • 109 S Division St, Guthrie, OK, 73044
  • Lends in Oklahoma
  • Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.

  • Bankers Mortgage
  • 17100 N. May Ave, Edmond, OK, 73012
  • Lends in Oklahoma
  • Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years.
    Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)

  • The Security National Bank of Enid
  • 201 W Broadway Ave, Enid, OK, 73701
  • Lends in Oklahoma
  • Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.

  • Fox Mortgage
  • 4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142
  • Lends in Oklahoma
  • When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal.
    We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.

  • My OK Home Loan
  • 1401 Health Center Pkwy, Yukon, OK, 73099
  • Lends in Oklahoma
  • My passion is to positively impact the lives of individuals & families by providing wise mortgage advice & Godly direction to improve their financial future.
    All home loans, FHA, VA, Conventional, Jumbos, USDA and Section 184. Purchases or refinances and also Jolynn has the knowledge and expertise to help you

  • YNB
  • 401 Elm, Yukon, OK, 73099
  • Lends in Oklahoma
  • The formation of The Yukon National Bank is closely associated with the formation of the Yukon Mill and Grain Company and the initial growth of the City of Yukon. Even though the Yukon Mill and Grain Company is no longer active, the buildings act as a reminder of where we’ve been and how we got there. Today, YNB boasts five locations

  • First American Mortgage, Inc
  • 1501 S. Ranchwood Blvd, Yukon, OK, 73099
  • Lends in Oklahoma
  • First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.

  • Quail Creek Bank, National Association
  • 12201 North May Avenue, Oklahoma City, OK, 73120
  • Lends in Oklahoma
  • Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..