For 2025, the FHA loan limit in Nowata, located in Nowata County, OK, is set at $472,030 for a single-family home. For 2-units, the limit stands at $604,400; for 3-units, it rises to $730,525; and for 4-units, the cap is $907,900.
The maximum conventional loan amount for a single-family residence is $726,200. This increases to $929,850 for 2-units, climbs to $1,123,900 for 3-units, and peaks at $1,396,800 for 4-units.
Use our FHA calculator to explore today’s most competitive FHA rates and determine essential details like the necessary downpayment, income, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator enables you to compare rates and terms of FHA loans with those offered by other loan programs. Investigate possibilities such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® retrieves comprehensive loan data from numerous lenders, offering swift comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Nowata, county of Nowata, OK, facilitates the comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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