In 2026, the FHA loan limit for Dewey, within Washington County, OK, is $472,030 for a single-family residence. For 2-units, the limit is $604,400; for 3-units, it's $730,525; and for a 4-unit property, it is $907,900.
The highest allowable conventional loan for a single-family home is $726,200. If the property has 2-units, the amount is $929,850; for 3-units, the limit is $1,123,900; and for homes with 4-units, it is capped at $1,396,800.
Utilize our FHA calculator to explore today’s prime FHA rates, understanding the required downpayment, income, credit criteria, reserves, and documentation necessary for qualifying.
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Using the Lendersa® calculator, compare FHA rates and terms with those of various other loan programs. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
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The Loan Limits Comparison Table for 2026 in Dewey county of Washington, OK, provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess eligibility criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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