During 2026, the FHA loan limits in Owasso county, located in Tulsa, OK, are established at $472,030 for one-family homes, $604,400 for two-unit buildings, $730,525 for three-unit residences, and $907,900 for four units.
Conventional loans allow maximum amounts of $726,200 for a single-family dwelling, increasing to $929,850 for two-unit properties, $1,123,900 for three-units, and $1,396,800 for four-unit residences.
Leverage our FHA calculator to uncover today's best FHA rates and determine the necessary down payment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator assists you in comparing the rates and terms of FHA loans with those of various other loan products. Dive into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
By retrieving extensive data sourced from thousands of lenders, Lendersa® provides rapid comparisons tailored to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Owasso county, Tulsa, OK, facilitates analysis of FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To compare criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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