For 2026, in the county of Osage, Skiatook, OK, the FHA loan limits are $356,362 for single-family homes, $456,275 for two-unit residences, $551,500 for three-unit buildings, and $685,400 for four-unit dwellings.
Conventional loan caps are set at $548,250 for single-family houses, $702,000 for two-unit properties, $848,500 for three units, and $1,054,500 for homes with four units.
Check out our FHA calculator to find today’s top FHA rates and determine downpayment, income, credit, reserves, and documentation requirements for eligibility.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with those of other loan programs. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly processes data from thousands of lenders against your specific financial needs and profile.
Check the Loan Limits Comparison Table for 2026 in Skiatook, Osage, OK, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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