FHA Loan Limits for Seminole, Seminole County, OK in 2026

In 2026 within Seminole county, Seminole of OK, the FHA loan limit is specified as $472,030 for single-family homes. The limit increases to $604,400 for two-unit properties, extends to $730,525 for three-unit residences, and reaches $907,900 for buildings with four units.

Regarding conventional loans, the maximum amount for a single-family residence is $726,200. For duplexes, this limit is $929,850, for triplex housing it’s $1,123,900, and for properties with four units, the peak amount is $1,396,800.

Employ our FHA calculator to discover today’s favorable FHA rates and determine the necessary downpayment, income requirements, credit standards, reserves, and associated documents needed for qualification.

Explore loan offers from a selection of 100 lenders

Evaluate Your Loan Options in Seminole, OK

The Lendersa® calculator is a valuable tool for comparing FHA rates and terms with various other loan programs. You can look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® efficiently compiles loan program data from numerous lenders, providing rapid comparisons tailored to your specific financial circumstances and needs.

The Loan Limits Comparison Table for 2026 in Seminole, Seminole, OK facilitates analysis of maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification criteria, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Seminole county of Seminole, OK

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Seminole FHA Lenders

  • First National Bank and Trust Company
  • 130 E MacArthur, Shawnee, OK, 74804
  • Lends in Oklahoma
  • Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,

  • Arbuckle Federal Credit Union
  • 317 S Broadway Avenue, Ada, OK, 74820
  • Lends in Oklahoma
  • In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.

    AFECU purchased the building it currently operates from in January 2011.

  • SpiritBank
  • 601 North Main St, Bristow, OK, 74010
  • Lends in Oklahoma
  • SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.

  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Lends in Oklahoma
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.

  • Executive Lending Group
  • 2401 Tee Circle, Suite 102B, Norman, OK, 73069
  • Lends in Oklahoma
  • Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you

  • Epic Lending LLC
  • 542 Claremont Drive, Norman, OK, 73069
  • Lends in Oklahoma
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Citywide Mortgage
  • 9400 S I 35 Service Road, Oklahoma City, OK, 73160
  • Lends in Oklahoma
  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart

  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lends in Oklahoma
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process

  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • Lends in Oklahoma
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.

  • Oklahoma Premier Mortgage
  • 3750 W Main St, Suite 140, Norman, OK, 73072
  • Lends in Oklahoma
  • The Oklahoma Premier Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.