In 2026, the FHA loan limits in Albany county, located in Linn, OR, are as follows: $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for 3-units, and $907,900 for those with 4-units.
For conventional loans, the maximum loan amount stands at $726,200 for a single-family house, $929,850 for duplexes, $1,123,900 for tri-plexes, and $1,396,800 for quadplexes.
Make use of our FHA calculator to access today's best FHA rates and find out the required downpayment, income level, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator enables comparisons of FHA rates and terms with other loan programs. Dive into and assess Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loan options alongside FHAs.
With data pulled from thousands of lenders, Lendersa® offers quick comparisons tailored to your financial profile and individual needs in seconds.
The Loan Limits Comparison Table for 2026 in Albany county of Linn, OR, offers a detailed view of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification needs, including income, credit score, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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