2026 FHA (Government Loans) Limits for Jefferson, Marion County, Oregon

For 2026, the FHA loan limits in Jefferson, located within Marion, OR, are set as follows: $483,000 for a single-family residence, $618,300 for two-unit dwellings, $747,400 for three-unit buildings, and $928,850 for four-unit properties.

The maximum possible loan for conventional properties stands at $726,200 for a single-family home. For two-unit structures, the limit is $929,850, for three-unit residences $1,123,900, and for four-unit properties, it reaches $1,396,800.

Leverage our FHA calculator to discover today’s best FHA rates and understand necessary requirements like the down payment, income, credit score, reserves, and required documentation for qualification.

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Evaluate Your Loan Options in Jefferson, OR

The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Examine Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Amassing data from thousands of lenders, Lendersa® swiftly compares this information to your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Jefferson county of Marion, OR allows for comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To analyze qualification criteria like income, reserves, and credit standards, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Jefferson county of Marion, OR

SFR 2 Units 3 Units 4 Units
FHA $483,000 $618,300 $747,400 $928,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Jefferson FHA Lenders

  • Willamette Community Bank
  • 333 Lyon Street SE, Albany, OR, 97321
  • Lends in Oregon
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses. Policies and decisions are made locally and in a thoughtful an

  • Platinum Mortgage Group
  • 220 6th Avenue SW, Albany, OR, 97321
  • Lends in Oregon
  • Platinum Mortgage Group is a division of Finance of America Mortgage LLC |Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org)| 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5691 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act Questions, comments, concerns.

  • Central Willamette Credit Union
  • 7101 Supra Drive SW, Albany, OR, 97321
  • Lends in Oregon
  • Central Willamette Credit Union story begins on October 5, 1955, at a mass meeting held under the sponsorship of Local 1141 when initial steps were taken to form a credit union for government employees in Linn County. Employees from the U.S. Bureau of Mines and the Albany and Lebanon.

  • Valley Credit Union
  • 2096 Mission St, Salem, OR, 97302
  • Lends in Oregon
  • Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.

  • Landmark Professional Mortgage Company
  • 1255 Lee St SE, Suite 200, Salem, OR, 97302
  • Lends in Oregon
  • Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.

  • Mortgage First Corporation
  • 1761 Liberty St SE, Salem, OR, 97302
  • Lends in Oregon
  • Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.

  • Willamette Valley Bank
  • 101 High Street NE, Salem, OR, 97301
  • Lends in Oregon
  • At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.

  • Mighty Mortgage Home Loans
  • 2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
  • Lends in Oregon
  • Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.

  • Maps Credit Union
  • 451 Division St NE, Salem, OR, 97301
  • Lends in Oregon
  • Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.

  • Resident Lending Group
  • 1230 Liberty St. NE, Salem, OR, 97301
  • Lends in Oregon
  • as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.