2026 FHA (Government Loans) Limits for Troutdale, Multnomah County, Oregon

For the year 2026, the FHA loan limit within Troutdale county of Multnomah, OR, is designated as $672,750 for a single-family dwelling, $861,250 for two-unit homes, $1,041,050 for three-unit properties, and $1,293,750 for residences with four units.

The maximum allowed for conventional loans on a single-family property is $726,200. For two-unit homes, it is $929,850; for three-unit houses, the limit extends to $1,123,900; and for properties with four units, it is $1,396,800.

Utilize our FHA calculator to find the best current FHA rates. It will help determine necessary downpayment, income benchmarks, credit criteria, reserves, and required documents to qualify.

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Evaluate loan options in Troutdale, OR

The Lendersa® calculator empowers you to compare FHA rates and terms with other loan program options. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® assembles loan program data from thousands of lenders, allowing for swift comparison against your financial profile and needs.

Examine the Loan Limits Comparison Table for 2026 in Troutdale, Multnomah, OR, to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For scrutiny of qualification requirements like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Troutdale county of Multnomah, OR

SFR 2 Units 3 Units 4 Units
FHA $672,750 $861,250 $1,041,050 $1,293,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $478,400 $478,400 $478,400 $478,400
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Troutdale FHA Lenders

  • Oregons Best Mortgage
  • 3054 SE Glacier Ave, Gresham, OR, 97080
  • Lends in Oregon
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Teamsters Council #37 Federal Credit Union
  • 1866 NE 162nd Avenue, Portland, OR, 97230
  • Lends in Oregon
  • Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.

  • Pacific NW Federal Credit Union
  • 12005 NE Erin Way, Portland, OR, 97220
  • Lends in Oregon
  • PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.

  • Ironworkers USA Credit Union
  • 11620 NE Ainsworth Circle, Suite 400, Portland, OR, 97220
  • Lends in Oregon
  • Ironworkers USA Federal Credit Union is dedicated to promoting community development in all of the areas it conducts business and to provide affordable financial services to low-income people. In doing so, we will help them build assets and achieve financial stability. As a Financial Cooperative, We are Owned and Operated by Our Members.

  • Agape Mortgages Inc
  • 2931 NE Rocky Butte Rd, Portland, OR, 97220
  • Lends in Oregon
  • Agape Mortgages Inc George and his team will treat you with the respect as an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.

Also lends in Oregon

  • Granite Home Loans
  • 418 NE 4th Ave, Suite 109, Camas, WA, 98607
  • Our mission is to provide quality English language instruction through a variety of courses to international and local students in a professional and supportive atmosphere utilizing our unique English teaching methodology.Our mission is to provide quality English language instruction through a variety of courses to international.

  • ADAIR FINANCIAL SERVICE LLC
  • 1311 SE Cardinal Ct, Suite 100, Vancouver, WA, 98683
  • Adair financial service is the best home loan program for your future is more than a job description, it’s our commitment. We pride ourselves in exceptional service and innovative products—and strive to ensure that all of our customers are treated with respect, courtesy and professionalism.

  • Lloyd White, Jr
  • 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684
  • Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.

  • Key One Financial Inc.
  • 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684
  • Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.

  • DIRECTORS MORTGAGE
  • 315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684
  • Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..