In the year 2026, the FHA loan limits set in the county of Lincoln, within Newport, OR, are as follows: $472,030 for single-family homes, $604,400 for 2-unit homes, $730,525 for 3-unit homes, and $907,900 for 4-unit homes.
Conventional loan maximums for a single-family home reach $726,200. The limits adjust to $929,850 for 2-units, $1,123,900 for 3-units, and finally $1,396,800 for those with 4-units.
Access our FHA calculator to find the best FHA rates available today. It will also assist you in understanding down payment requirements, income, credit, reserves, and documentation prerequisites for qualification.
The Lendersa® calculator allows for comparing FHA rates and terms with those of other loan programs effortlessly. Dive into comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans in relation to FHA offerings.
By gathering data from thousands of lenders, Lendersa® provides quick analysis tailored to your unique financial profile and needs within seconds.
The Loan Limits Comparison Table for 2026 in Lincoln County, situated in Newport, OR, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison regarding qualifications like income, reserves, and credit scores, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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