For 2026, within Toledo, in the county of Lincoln, OR, the FHA loan limits are set as: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit residences.
Concerning conventional loans, the highest amount for a single-family dwelling is $726,200. This limit rises to $929,850 for two-unit buildings, $1,123,900 for three units, and $1,396,800 for properties with four units.
Use the FHA calculator provided to uncover today’s most competitive FHA rates and understand the down payment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator is designed to assist you in comparing FHA rates and terms with those of other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans versus FHA options.
Drawing from data provided by thousands of lenders, Lendersa® is capable of rapidly matching loan programs to your detailed financial needs and profile.
Consult the Loan Limits Comparison Table for 2026 in the county of Lincoln, within Toledo, OR. This table provides maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth look at qualification standards such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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