For 2026, the FHA loan limits in Waldport, located in Lincoln county, OR, are: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit dwellings, and $907,900 for buildings with four units.
Conventional loans cap at $726,200 for single-family residences, $929,850 for 2-unit homes, $1,123,900 for 3-units, and $1,396,800 for four-units.
Make use of our FHA calculator to check today's top FHA rates and determine the necessary down payment, income, credit rating, reserves, and documentation for qualification.
The Lendersa® calculator can help you compare FHA rates and terms against a variety of other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as alternatives to FHA loans.
Lendersa® aggregates data from thousands of lenders, instantly comparing it with your financial requirements and profile.
The Loan Limits Comparison Table for 2026 in Waldport, part of Lincoln county, OR, covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore requirements related to income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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